Health Insurance Enrollment in Manhattan and Queens, NY
Learn About Your Health Insurance Options
Are you ignoring your health because you think you can’t afford health
care? We know it can be confusing navigating the NY State of Health Marketplace.
Apicha CHC has staff who can help find health insurance that works for you.
To get started, schedule an appointment with one of our enrollment specialists.
Fill out the online form or call
(866) 274-2429 and our team will reach out to you promptly.
If you are interested in Medicare, we can refer you to partners who can
help you enroll.
An Open Enrollment Period is the time of year when you can enroll in private
health insurance. New Yorkers who don't have health coverage can
fill out our form to request an appointment with one of our Health Insurance Navigators.
When you can enroll depends on which program you are eligible for, which
is based on age, income and other factors.
Enrollment is open all year if you are eligible for:
Medicaid
Child Health Plus
Essential Plan
You can enroll in a Qualified Health Plan during the annual Open Enrollment
Period, or a Special Enrollment Period, if you are eligible. Native American
and Alaskan Natives can enroll anytime during the year for any NY State
of Health program.
New for 2024! More New Yorkers Will Be Able to Enroll in the
Essential Plan
Eligibility rules have changed and more New Yorkers are now eligible for the
Essential Plan! This change starts in April 2024.
If you enrolled in a Qualified Health Plan for 2024 and are now eligible for the
Essential Plan, you may have questions about how this change will affect you.
An Open Enrollment Period is a limited time of year – usually November
through January – when you can enroll in a Qualified Health Plan.
If you do not enroll during these months, you will need to wait until
the next Open Enrollment Period.
There are some exceptions. You may be able to enroll in a Qualified Health
Plan outside the Open Enrollment Period if you are eligible for a Special
Enrollment Period.
Special Enrollment Periods
What is a Special Enrollment Period?
A Special Enrollment Period is when someone has a special life event (called
a “Qualifying Life Event”) that makes it possible for them
to enroll in a Qualified Health Plan outside of the Open Enrollment Period.
What Qualifying Life Events might make someone eligible for a Special Enrollment Period?
Qualifying Life Events include:
Loss of health insurance (for reasons other than you did not pay your premium)
A permanent move into New York State or a move within the State that makes
new health plans available to you
Marriage or domestic partnership
Divorce or legal separation
Pregnancy certified by a health care practitioner
Birth or adoption of a child, or placement of a child in foster care
Becoming eligible or ineligible for help paying for your Qualified Health
Plan coverage
Becoming a citizen, national or lawfully present individual
If a Marketplace staff or assistor made an error
Generally, you must report a Qualifying Life Event to NY State of Health
within 60 days. You may need to provide proof of the Qualifying Life Event
to your new health plan.
